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Step-up SIP Calculator

Estimate the future value of your investments with an annual increase.

Parameters
Invested Amount

0

Est. Returns

0

Total Value

0

Wealth Projection
Projected growth of your investment over 10 years.
Investment Amortization
A year-wise breakdown of your investment growth.
Year 1
Total Invested: 1,20,000
Interest Earned: 8,093
Total Value: 1,28,093
Year 2
Total Invested: 2,52,000
Interest Earned: 33,241
Total Value: 2,85,241
Year 3
Total Invested: 3,97,200
Interest Earned: 79,210
Total Value: 4,76,410
Year 4
Total Invested: 5,56,920
Interest Earned: 1,50,403
Total Value: 7,07,323
Year 5
Total Invested: 7,32,612
Interest Earned: 2,51,958
Total Value: 9,84,570
Year 6
Total Invested: 9,25,873
Interest Earned: 3,89,861
Total Value: 13,15,734
Year 7
Total Invested: 11,38,461
Interest Earned: 5,71,067
Total Value: 17,09,527
Year 8
Total Invested: 13,72,307
Interest Earned: 8,03,649
Total Value: 21,75,956
Year 9
Total Invested: 16,29,537
Interest Earned: 10,96,963
Total Value: 27,26,501
Year 10
Total Invested: 19,12,491
Interest Earned: 14,61,835
Total Value: 33,74,326
About Step-up SIP Calculator

A Step-up SIP is more dynamic than a regular SIP. It allows you to increase your monthly investment amount by a fixed percentage annually, aligning your investments with your growing income and helping you reach financial goals much faster.

For example, you start by investing 5,000 per month in the first year. In the second year, you "step up" your investment by 10%, so you start investing 5,500 per month. In the third year, you increase it again, and so on. This calculator shows the significant impact of making these small, regular increases.

This calculator iteratively computes the future value year by year, adjusting the SIP amount annually.

  • Monthly Investment: The initial amount you invest each month.
  • Annual Increase: The percentage by which you'll increase your monthly SIP each year.
  • Expected Return Rate: The anticipated annual return on your investment.
  • Time Period: The total duration of your investment.