Goal-Based Investment Planner

Plan for your financial goals like a car, wedding, or home down payment.

Goal Parameters

How much does your goal cost today?

In how many years do you want to achieve this goal?

Expected Annual Inflation (%)

Expected Investment Return Rate (% p.a.)

To achieve your goal, you will need

after 10 years

Required Monthly Investment (SIP)

About Goal-Based Planning

Goal-based investing is a powerful strategy that aligns your savings with specific life objectives. Instead of just saving money randomly, you define what you're saving for—a new car, a down payment on a house, your child's college education, or a dream vacation. This calculator helps you turn those dreams into an actionable plan.

By factoring in the future cost of your goal (adjusted for inflation) and the expected returns from your investments, it calculates the exact Systematic Investment Plan (SIP) amount you need to contribute each month to get there.

Future Value = Present Value × (1 + Inflation Rate) ^ Years

Monthly SIP = Future Value × [ r / ( (1+r)^n - 1 ) ]

Future Value: The estimated cost of your goal in the future.
Monthly SIP: The amount you need to invest every month.
r: Monthly rate of return.
n: Number of months until your goal.